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Maple报告:近期市场崩盘期间坏账未增加,资金流入达1000万美元

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2025-02-08 02:51:12
2月8日消息,去中心化信贷协议Maple报告称,在2月2日的价格暴跌期间,平台用户的头寸均未被清算,因此未产生任何坏账。报告还指出,用户在此期间存入1000万美元以增强保证金,从而避免了清算事件的发生。当天,随着以太坊价格短暂跌至2000美元左右的低位,主要加密货币普遍下跌10%至30%,超过100亿美元的头寸被清算。
报告强调,Maple的“蓝筹股”和“高收益担保贷款”产品在此次波动期间始终保持超额抵押状态,这归功于在抵押品水平达到临界点之前发出的追加保证金通知。在2月2日的大规模清算期间,高收益担保资金池吸引了200万美元的资金流入。Syrup资金池结合了这两种策略以提高收益率,但也因此面临更多风险。该资金池向35%的贷款发出了追加保证金通知,导致新增存款500万美元。借款人追加了740万美元的抵押品并偿还了740万美元的贷款,从而增强了Maple贷款账簿的稳定性。
截至2月6日,各资金池的平均抵押率为165%。报告还指出,尽管DeFi协议中的收益率选项被撤回,但其金库仍实现了两位数的年化回报。
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