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澳大利亚工党宣布将创建加密货币框架解决去银行化问题

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2025-04-18 03:57:51

澳大利亚工党推出加密货币新规:破解"去银行化"困局 或重塑投资者信心



澳大利亚执政党工党近日公布了一项针对加密货币行业的突破性监管框架,该提案将对现行《金融服务改革法案》进行重要修订。这项立法动议直指困扰该国数字资产行业的"去银行化"难题——即传统金融机构普遍回避为加密货币企业提供基础银行服务的现状。



MHC Digital Group运营总监Edward Carroll在接受采访时指出:"虽然当前银行业的谨慎态度并非直接源于监管压力,但监管真空确实加剧了金融机构的风险厌恶倾向。"这位资深行业人士强调,随着新框架明确合规标准,市场预期这将形成良性循环:既为银行提供法律保障,又促使加密企业加强合规建设。



对投资者的潜在影响:

1. 降低系统性风险:明确的监管红线将减少市场无序波动

2. 提升资金流动性:银行渠道重启可能带来增量资金入场

3. 合规成本传导:短期可能增加交易费用,但长期提升市场健康度

4. 机构参与门槛:标准化监管或加速传统金融机构布局加密市场

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