Binance Consolidated Account Launches Stepped Negative Balance Thresholds and Interest Fees

On May 9, according to the official announcement, starting from 08:00 on May 17, 2025 (East 8th District time), the Binance unified account will introduce a stepped negative balance threshold for different assets according to the user's VIP level. If the negative balance in the user's unified account exceeds the negative balance threshold, the user will be charged an interest fee based on the negative balance of the unified account at 08:00 (East 8th District time) every day. The interest fee is calculated based on the daily interest rate of Binance leverage.
The formula for calculating interest charges is as follows:
Interest expense = absolute value (negative balance) * daily interest rate Note: negative balance = minimum value (unified account total assets + negative balance threshold, 0)