1confirmation创始人：加密贷款即将被主流采用
2025-05-20 14:29:04
1confirmation创始人Nick Tomaino：加密贷款将颠覆传统金融，Coinbase新方案解决行业痛点
知名风投机构1confirmation创始人Nick Tomaino近日在X平台发表重磅观点，指出"加密贷款即将迎来主流采用爆发期"。他特别强调，当前用户已经可以通过比特币（BTC）等主流数字资产获取贷款，这种模式与传统金融中的房产抵押贷款高度相似。
Tomaino回顾行业发展时表示：
• MakerDAO和Aave等DeFi协议已成功运行链上借贷业务超8年
• 非托管模式始终面临用户体验门槛高的问题
• BlockFi等CeFi平台虽提供便捷服务但存在透明度不足、风控失效等致命缺陷
针对行业痛点，Tomaino特别看好Coinbase最新推出的托管钱包链上贷款服务：
- 通过与Morpho的合作实现机构级风控
- 兼顾CeFi的易用性与DeFi的透明度
- 提供传统金融级别的流动性支持
【对投资者的影响】
1. 机构级入口：降低传统投资者参与DeFi门槛
2. 风险重构：托管方案可能改变加密信贷风险评估模型
3. 流动性溢价：合规平台接入或提升优质抵押资产估值
4. 监管风向标：主流交易所布局预示监管态度可能转向
7x24 Newsflash
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Japanese Prime Minister Shigeru Ishiba is watching the Strait of Hormuz with "utmost vigilance"Shigeru Ishiba, Japan's prime minister, said he was watching Iran's possible closure of the Strait of Hormuz with "the utmost vigilance", saying it would severely affect Japan's energy supply, according to the Global Times, citing the Associated Press. Japan's energy sources are highly dependent on oil imports from the Middle East. Mr. Ishiba had planned to discuss the issue during the upcoming Nato summit, but Japanese government officials said he had cancelled the trip.
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A senior Iranian political source said a decision had been made to strike US facilities in the Middle East, but senior officials and commanders were still consulting on the precise targets.A senior Iranian political source said a decision had been made to strike US facilities in the Middle East, but senior officials and commanders were still consulting on the precise targets.
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A trader cleared multiple ETH orders for a profit of $1.27 million, and then shorted BTC with 40 times leverageAccording to Lookonchain, a trader has just squaring his long ETH position, making a profit of $1.27 million.
The trader then opened a BTC short order worth around $135 million with leverage of up to 40 times, and its clearing price was $104,395.91.
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Israeli Defense Forces spokesperson: Israel will attack Iranian military infrastructure in the coming daysThe Israeli Defense Forces spokesperson said Israel would attack Iranian military infrastructure in the coming days.
14:43 2025-06-23
Tesla (TSLA. O) rose 10% in the day, and the Nasdaq rose nearly 0.6% after the launch of Tesla's Robotaxi service in Texas.Tesla (TSLA. O) rose 10% in the day, and the Nasdaq rose nearly 0.6% after the launch of Tesla's Robotaxi service in Texas.
14:40 2025-06-23
Iran wants the US to pay a "direct" price for a war estimated to last two yearsAccording to CNN, a senior Iranian official said Monday that the Iranian government wants the United States to pay for the war "directly" rather than stand behind Israel and advance its own projects without paying any price. "Iran estimates that this war could last up to two years, and Iran is prepared for it," the official said. (Kim 10)
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Bitcoin ETF net inflow 131 BTC, Ethereum ETF net outflow 7049 ETHAccording to Lookonchain monitoring, today 10 US Bitcoin ETFs net inflow of 131 BTC, of which BlackRock inflows 454 BTC, BlackRock currently holds 683,472 BTC, worth 69.78 billion dollars; 9 Ethereum ETFs net outflow 7049 ETH, of which BlackRock outflows 8172 ETH, BlackRock currently holds 1,669,609 ETH, worth 3.83 billion dollars.
14:36 2025-06-23
Iran wants the US to pay a "direct" price for a war estimated to last two yearsOn June 23rd, according to CNN, a senior Iranian official said on Monday that the Iranian government wants the United States to pay for the war "directly", rather than stand behind Israel and advance its own projects without paying any price. "Iran estimates that this war could last up to two years, and Iran is ready for it," the official said.
14:35 2025-06-23
Another senior official publicly released the dove! Has the policy balance within the Federal Reserve shifted? Click to view...Another senior official publicly released the dove! Has the policy balance within the Federal Reserve shifted? Click to view...
14:30 2025-06-23
IDF spokesperson: Israel will attack Iranian military infrastructure in the coming days.IDF spokesperson: Israel will attack Iranian military infrastructure in the coming days.
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