The US regulator has approved digital bank OakNorth to establish a representative office in New York

The Federal Reserve and the New York State Department of Financial Services (NYDFS) have approved digital bank OakNorth to establish a representative office in New York. The authorization will enable OakNorth to "proactively market its products and services from its U.S. offices while continuing to explore the possibility of obtaining a bank charter."
Launched in September 2015, OakNorth focuses on servicing and empowering businesses with a turnover of 1 million to 100 million.